The Telemarketing Sales Rule Every Credit Repair Business With a Phone Number Is Violating
Most credit repair companies break the FTC's TSR the moment they ask for payment over the phone. Here's why our model is different.
Blog & Resources
Straight-shooting credit education.
No fluff. No SEO word salad. Just what's actually true about credit repair and credit law.
Why 'Guaranteed' Credit Repair Results Are Illegal
No credit repair company can legally guarantee a score increase or deletion. Here's what honest credit repair actually looks like.
What Is Metro 2 (And Why It Matters For Your Credit Report)
Metro 2 is the reporting standard the bureaus use — and where a lot of disputes actually get won.
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FCRA §611 in Plain English
Your dispute rights, translated.
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Prepping Your Credit For A Kansas City Mortgage
Local lenders, timelines, and the score thresholds that matter.
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Collections vs. Charge-Offs: What's The Difference?
They're not the same, and disputing them isn't either.
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The First 48 Hours After Identity Theft
Exactly what to do, in order.
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